PLEASE READ THE TERMS AND CONDITIONS OF THIS POLICY CAREFULLY BEFORE USING THIS SITE
This acceptable use policy governs the standards that apply to any content that you upload to our website, any interactions with our website, including contact with any of our website’s users.
Who we are and how to contact us
https://metaseniorinsurance.com is a site operated under the control of XOOM Insurance Services, LLC. Our company is formally registered by the law of the United States of America under the company name of XOOM Insurance Services LLC in Wyoming, USA.
Our email address is:firstname.lastname@example.org
We are an Independent Life Insurance Agency.
If you have any inquiries regarding this website’s acceptable use policy, or any questions relating to our site or company, please contact our customer service at email@example.com or firstname.lastname@example.org
By using our website, you accept our terms and conditions.
Under our website, you accept the terms set out in this policy, and you agree to comply with it.
If you do not agree with these terms, please do not use our site.
We may make changes to this policy from time to time.
We reserve the right to change the terms and conditions of usage for our website. Every time you wish to use our site, please check that you understand the most recent updated terms and conditions. All registered users of our website will receive an automatic notification when we make any changes or amendments to our policies.
You may only use our website for lawful purposes. All illegal activities are strictly forbidden on our website. You may not use our site in the following ways (but not limited to):
- That constitutes breaches in any applicable local, national, or international law or regulation.
- That constitutes unlawful or fraudulent behavior or purpose or any activities that have an equivalent effect.
- That intends to do harm or attempt to harm others, no matter the degree of harm intended.
- To bully, intimate, humiliate, insult, or any other ways that constitute disrespect to any person.
- To send, download, use or re-use any material from any other third-party website.
- To distribute, send or transmit any unsolicited or unauthorized advertising or promotional materials, including any activities, is considered spam.
- To knowingly and intentionally transmit any data, send or upload any materials that contain viruses, such as time bombs, Trojan horses, worms, spyware, keystroke loggers, or any other harmful programs or computer code or any other software that are designed to harm any computer systems or software.
- Duplicate, make copies, reproduce any data, information, content on our website.
- Cause damage, disrupt, interfere with:
- the operation of our site; and
- any equipment or network of our site; and
- any software that we use; and
- any software, database, network, equipment provided by third parties.
We provide interactive services on our site, including:
- Chat rooms.
- Bulletin boards.
All interactive services are moderated either by our staff members or automatically detected by our computer system.
We are committed to minimizing any possible risks for users from third parties when our users use the interactive services provided on our site. In each case, we will decide what are the appropriate solutions to moderate a relevant service in the light of those risks. We are, however, in no obligation to oversee, moderate or monitor any interactive service we provide on our site. We expressly exclude any liabilities for any loss or damage arising out of the use of any interactive service by a user that constitute breaches of any of our content standards, whether the service is moderated is not.
Any persons below the age of 13 (‘Minors’) may only use our interactive services if they have obtained consent from or are using our interactive services under the company of their parents or guardians to ensure their safety online. Minors who are using any of our interactive services should be made aware of the potential risk that they are exposed to.
These content standards apply to any material that you upload or contribute to our site (‘Contribution‘) and any interactive services associated with it.
Any contribution must comply with each and every part of the standard set out in this policy.
XOOM Insurance Services, LLC reserve the discretionary right to determine whether a contribution breaches the content standards.
A Contribution must:
- Where it states facts, this information must be accurate.
- Where it states opinions, this must be genuinely held.
- Comply with all of the applicable rules and laws of the United States of America, and also including the Laws of England and Wales.
A Contribution must not contain anything that:
- Can be characterized as defamatory of any person.
- Can be characterized as offensive, hateful, inflammatory, or obscene.
- Can be characterized as threatening, abuse, invasion of another’s private life or privacy, or cause harassment, inconvenience, or needless anxiety.
- Contain any sexually suggestive or explicit material.
- Contain any material of child abuse of any kind, including sexual abuse.
- Promote violence
- Promote discrimination based on gender, religion, nationality, race, disability, sexual orientation, or age.
- May infringe any intellectual property rights, including copyright, database right, or trademark of any other person.
- Are misrepresentations that are likely to deceive any person
- Are likely to cause any breaches of legal duties owed to a third party, such as but not limited to any contractual duties or duties not to disclose confidential information.
- Promote any illegal content or activity.
- Impersonate any person or misrepresent your identity or affiliation with any other person.
Breach of this policy
We reserve the right to take actions against any breaches of our acceptable use policies as we see appropriate.
Failure to comply with any of our acceptable use policies constitutes a material breach and this may result in our taking of all or any of the following actions:
- Immediate, temporary, or permanent withdrawal of your right to use our website.
- Immediate, temporary, or permanent removal of any Contribution uploaded by you to our website.
- Issue a letter of warning to you.
- Initiate legal proceedings against you, for purposes such as including but not limited to reimbursement of all costs on an indemnity base resulting from any breaches of our acceptable use policy.
- Take any further legal action against you.
- Disclose any information in relation to breaches of our acceptable use policy to any, governmental or law enforcement authorities as we deem appropriate or required by law.
How this contract can be transferred
We reserve the right to assign any rights and obligations under these terms to any third parties provided this does not adversely affect your rights under these terms
If you are a consumer, please note that all terms of this policy, including subject matter and its formation, are governed by the Law of the United States of America. By using our website and any of our services you agree that courts of the United States of America will have exclusive jurisdiction over any disputes relating to the acceptable use policy.
If you are a business entity, please note that all terms of this policy, including subject matter and its formation, contractual disputes, or claims are governed by United States of America’s Law. We both agree that the courts of the United States of America have exclusive jurisdiction for any disputes between us.